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Welcome to the leading site for 412(i) education. 412i plans (also known as 412 plans, 412i pension plan or defined benefit pension plans) are rapidly becoming the vehicle of choice for high income business owners who desire tax reduction strategies. When properly structured, a 412i plan can provide income tax reduction, asset protection, and a guaranteed retirement income stream. Please “enter” our site and learn why The Hartwood Group is the nation’s trusted source for 412 idefined benefit retirement plans.